Corridor — the stop loss workbench you own. By Healthmark AI

Custom work is disappearing from stop loss software. We think it's the whole point.

The platforms this industry runs on are consolidating around one-size-fits-all roadmaps. Bespoke raters, API integrations, and carrier-specific workflows — the things that make your underwriting yours — are getting harder to buy and slower to change.

Healthmark AI takes the opposite bet. We build your platform to your requirements workbook, line by line, and then we hand you the keys. Your factor tables change when your actuaries say so — not when a vendor's ticket queue gets to it.

Three terms you won't find anywhere else.

You own it outright

Code, raters, workflows, documentation — deliverables, not subscriptions. Extend it with your own team or any partner you choose, forever.

It runs in your walls

Deployed inside your environment, on your infrastructure and your security posture. Claims data, census files, rating logic — nothing leaves.

Your data trains no one

We retain nothing and train no outside models on your book. The AI inside Corridor learns from your underwriters' decisions — and answers to you alone.

One workbench. The whole desk.

Every module built against your requirements, sharing one record from first RFP to renewal.

RFP Intake

Emails and portal submissions digitized, classified, and validated before an underwriter touches them. Missing data chased automatically. Declines documented.

Underwriting & Rating

Manual and experience rating blended live, unlimited raters with self-serve factor tables, lasers, guideline guardrails, and approvals with a full trail.

Clinical Review

Referral queues, diagnosis-aware templates, auto-summed projections, and turnaround tracking — with findings flowing straight back to the case.

Policy Administration

Mid-year amendments without rescind-and-resell — even with claims paid. Renewal terms, classes, and lasers carry forward on their own.

Reports & Data

A governed report builder anyone can use, canned reports on demand, scheduling — and documented back-end access to data you own anyway.

Audit, everywhere

Who, what, old value, new value, when. Every human action and every automated process, logged as it happens — not reconstructed after.

In build

Claims & Cost Containment

Adjudication workflows, EOR tracking, and cost-containment integration on the same record.

In build

Captives

Captive program structures, reporting, and member-level administration.

An analyst on every case. Trained on your judgment.

Every underwriter gets an AI that has read the whole case file, your guidelines, and your book history — and can act, not just answer. Every recommendation lands in the audit trail.

what's driving the experience increase?

One claimant is 32% of period claims. Ex that claimant, paid PEPM fell 21% — this is a laser conversation, not a rate conversation.

rate impact at a $100k spec?

Blended drops $71.17 → $58.99 PEPM at your current credibility — about $60k in annual premium. The employer retains ~$25k more per large claimant.

how does this group compare to the book?

82nd percentile on paid PEPM against 214 similar groups you've written — and 10 points under where you priced them.

should we laser claimant 0117?

Yes, at $250k — clinical projection attached. Apply it in one click, logged with the reasoning.

✦ Corridor AI retrains on every quote your team releases, inside your environment. It learns your shop's judgment — not an industry average, and never anyone else's book.

From requirements workbook to handover.

Requirements

We start from your business requirements — yours, not a feature list we sell everyone.

Working demo

A clickable build of your workflows, traced line-by-line back to your workbook, before you commit.

Build

Your platform assembled in your environment, your team in the loop, milestones you can click.

Handover

Code, raters, and documentation delivered. You own it. We stay only as long as you want us.

The stop loss workbench you own.